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Dr. Andrew Rynne

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Exp 50 years

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Do I have to undergo blood tests to buy a health insurance ?

I am 29 years old and am planning to buy health insurance for myself and my wife who is 26 years old. Do I have to undergo blood tests?
Sun, 7 Aug 2011
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Lab Tests
  User's Response
's  Response
I think you don’t need a test if you are under 30 years old
  User's Response
Manoj's  Response
Do you smoke? I think premium is higher if you smoke. And I’m not sure how they check if you smoke or not. Ask the insurance guy if you need a blood test.
  User's Response
testin8's  Response
Generally you don’t need to go for a blood test if you are under 30 years of age. Think you need to go for a blood test if you have any existing disease like high blood pressure etc already. Hope this helps’
  User's Response
nihar's  Response
buy icici man
  User's Response
ROOPESH's  Response
not really!!!

we'll help you find the best insurance which will take care of your entire family at your door step

General & Family Physician Dr. JItendra Sharma's  Response
There are tests involved (not just blood investigations). The number of tests vary between insurance policies. The tests to be done can be decided depending upon the insurance policy you opt for and ur age.
I find this answer helpful
  User's Response
Dr. RANJITHA's  Response
hi ya you need to examine by insurance medical officer.if they need some blood tests then you have to go for blood tests.
  User's Response
Star Health Dhans's  Response

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Mediclassic - Individual Health Insurance

•     Covers hospitalization expenses incurred as a result of illness/disease/sickness and/or accidental injuries.

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•     Pre-Existing Diseases will be covered after 11 months of continuous coverage have elapsed.

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Contact.: or 0 999 461 2916
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