Hello Thanks for your query.Based on the facts that you have posted it appears that you have repeated infection of glans of penis(Ballanitis) due to contact with cloths . Please do not use steroid cream instead use topical antibiotic ointment like Neosporin as on demand. Wash your inner wares in boiling hot water mixed with antiseptic solutions Dettol or Savlon. Use loose inner wares . Ensure to clean your genitals with warm water twice daily. Dr.Patil.