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Dr. Andrew Rynne
MD
Dr. Andrew Rynne

Family Physician

Exp 50 years

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Which Among The Below Listed Is The Best Health Care Insurance?

Which one is the best health care insurance in terms of the following: 1. Cashless health treatment 2. Maternity & new born health including vaccinations up to 3 yrs 3. No 3rd party influence or hidden agenda after claiming 4. Family coverage for 1+1+1 (Dad , mom , child) 5. Even after declaring nominal smoker & drinking habits whats the back biting clauses. 6. Restrictions on 4+ claim disputes/year 7.Existing & non existing disease coverage / year lapse ? 8. Network & Non network hospitals for cashless treatment 9. Notice period on or before hospitalization 10. Why You ??
Fri, 16 Aug 2013
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Internal Medicine Specialist,  's  Response
Hi,
Welcome to healthcare Magic!
Your health policy should cover whole family and these schemes are termed as Family floater schemes and mostly cover the points you have put up but pregnancy is not covered by most of them. This is mostly covered in the corporate health insurance which you get through your employer.
The other conditions also vary country to country and company to company.
Please read the fine print before you choose your insurer finally.
I hope the advise would be informative and useful for you.
Take Care!
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Which Among The Below Listed Is The Best Health Care Insurance?

Hi, Welcome to healthcare Magic! Your health policy should cover whole family and these schemes are termed as Family floater schemes and mostly cover the points you have put up but pregnancy is not covered by most of them. This is mostly covered in the corporate health insurance which you get through your employer. The other conditions also vary country to country and company to company. Please read the fine print before you choose your insurer finally. I hope the advise would be informative and useful for you. Take Care!