You seem to be going through a confused state of mind about your gender? Well to answer your questions one be one; A: The cost can be any thing between 30 lacs to 80 lacs.
B: You must come to a decision as to what you want to live as; a male or a female, you cant have both !
C: you may require multiple surgeries, that is if at all you are selected for sex change
surgery after thorough counselling
and evaluation. SO it is difficult to say how long is recovery time.
D: Risks in any surgery are multiple. The important thing is can you live with a new identity and a different gender and carry out social and professional life.
E: Most imporant, surgery to change a female to male is rarely successful. Nobody can gurantee a functional male organ, as to feel and enjoy sexual act.
So dear, think carefully what you really want your gender identity
to be. Talk to a counsellor. They can help you reach a conclusion.