welcome to health care magic
regarding your USG report it is an fibroid
fibroid is benign(not malignant)tumor of uterine muscles...
there are mainly 3 types of fibroids
among them sub mucosal causes excess bleeding than normal, and it affects the pregnancy
sub serosal donot cause these bleeding problems rather because of its pressure on the underneath tissues like bladder,,you may feel urge for urination,frequency,pain in the lower abdomen like that..
is very very rare in the fibroid..
as your size is 5*5 cm better plan for myomectomy rather than complete removal of uterus
which may be the treatment of choice in the older age but not for your age..
consult gynecologist and tell your report,,she will tell you the modes of management...
regarding pap smear
,,,at this age most probably it is negative only..so dont worry about papsmear..
hope you understand my answer and suggestion..have a nice and speed recovery.