Dear Welcome to HCM We understand your concerns I went through your details. Panic attacks are always due to underlying anxiety disorder. You need to treat the anxiety in order to treat panic attacks. Being able to manage panic attacks are equivalent to cure. But stil the anxiety disorder needed to be treated. you mention financial problems and general overall stress. These stress factor must have triggered your anxiety in the beginning and it kep on worsening because of the stress factors itself and general lacklusture approach. Then it was blown full as panic attack. Anxiety disorder and panic attacks are usually treated with the help of medicines, psychotherapy and relaxation. The more you practice psychotherapy and relaxation, the better you will be. Therapy takes time. May be years. You need to be patient and work with your therapist. If not, you will be compelled to take medicines throughout the life. In that case, I think therapy is best, because there is an assurance that one day, you will be alright. Please approach the familiar therapist or you may consult a new therapist altogether. Please understand, cure lies in therapy. If you still need my assistance in this regard, please use this link. http://goo.gl/aYW2pR. Please remember to describe the whole problem with full detail. Hope this answers your query. Please feel free to post follow up queries. Available for further clarifications. Good luck. Take care.