I now think that I may have a hernia that took place about 4 days ago. I was visiting Mexico and thought that the stomach pain was the onset of "Montezuma's Revenge". I actually went jet skiing two days ago. The pain is minimal. I'm still very functional. The bump in my lower belly is quite small. I have no insurance and generally avoid Doctors like the plague (no offense). Do you think I should break down and go to an Urgent Care clinic? I'm thinking of wrapping it with an "ace bandage". Yes, I'm a wacko, but I'm also very healthy otherwise!