Hi, Welcome to HCM.
Firstly, a sebaceous hyperplasia
is increased number of cells that forms hair follicle glands. It does not lead to squamous cell carcinoma
rather it leads to sebaceous gland
Now, a Mole is proliferation of melanin
containing cells which may lead to melanoma
.It is a devastating disease.
So, dont take it lightly, it does not matter what is the cost of surgery, whether there will be any scarring or not, whether it will be covered by insurance ...... Just GET RID of that.