I understand your current situation ,if you are suffering clinical depression
which i doubt that you are , you need medical management. I don't know how badly u need insurance toget treatment in your country. If you can't really afford that then try mind relaxation techniques
i have seen lot of people's even failed in med therapy responding well to this.
And mark my word your mind is what you chose to mind. If you don't care too much about bad things in your life and move on with more important things in life .... you may find way thru.