Yep if this is your resting heart rate
even upon waking up.......it is higher than normal of around 60-65bpm.
Yah have to do two things!
First get a doctors referral to Cardiac Specialist and get him to check you out.
That coming out OK........then go and do an Aerobic performance checkout at a clinic. They will put heart monitors on you and measure your Heart/Lung function while you pedal like mad on a bicycle type machine.
If it turns out you are medically ok.....you can then start an Aerobic conditioning programme. This takes you away from static exercises like weights and bending and stretching into Swimming Running Cycling and Power Walking. The more you do this and gradually intensify the acitivity, the stronger your heart will become and the slower your heart rate will become.
If you check reliable sources you will find that Super Athletes can have a standing heartbeat rate as low as 35 beats per minute!
Try not to mentally stress
about your condition as Worry can raise the heartrate..........as it does in fearful situations for us all.
Good luck and Good health to you!