Hi! I have some irritating semi liquid stuffs which keeps coming on my penis . Due to which it becomes dry and the skin at the top covers the penis hence it becomes difficult during intercourse. Either it pains a lot or due to skin getting cracked blood comes. Also when i pull my skin down it pains a lot and it has to be a paitent pulling down of skin otherwise it pains badly. My age is 27. Also it looks like a fungus on my dick very often which I have to clean every now and then. Its scary . What yo do ?