Dear
Welcome to HCM
We understand your concerns
I went through your details. Androgenic hair, commonly known as body hair, is the terminal hair that develops on the human body during and after
puberty. It is differentiated from the head hair and less visible vellus hair, which are much finer and lighter in color. The growth of androgenic hair is related to the level of
androgens (male hormones) in the individual. Due to a normally higher level of androgen, men tend to have more androgenic hair than women.
In your case, your hormone levels could be low. But, you should understand, you are just 14. The hair growth pattern could even start after 15. Wait and watch. Please don't worry about these things.
If you require more of my help in this aspect, please use this URL. http://goo.gl/aYW2pR. Make sure that you include every minute details possible.
Hope this answers your query. Available for further clarifications.
Good luck.