Since you both have some problems (your husband has low sperm count
and you are 38 years with 2 previous miscarriages), it cannot be decided who has more problems.
If you haven't been able to concieve after 1 year of unprotected intercourse
, its important you don't waste any more time and go for IUI with or without ovulation induction
. If that fails then you have the option of ART with IVF.
Hope for the best.