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Although most lumps will turn out to be normal or not life-threatening, it is still a good idea for any mass to be checked out by a doctor. The doctor will be able to determine if the lump is the xiphoid process
, or if it is something else. If another condition is to blame, a further examination will likely to be performed to find the root cause.
I do hope that you have found something helpful and I will be glad to answer any further query.