Hell and welcome to HCM,
The ECG changes do not signify a disease perse but they are degenerative changes associated with increasing age.
Thus, you cannot get an insurance claim on the basis of these findings.
To explain in simple words, the heart is divided into right and left parts.
Each part has two chambers. Smaller one is called atrium and the bigger one is called ventricle.
The blood flows from atrium to ventricle to greatvessels- aorta
in left heart and pulmonary artery
in right heart.
Aorta supplies blood to entire body and pulmonary artery carries blood to lungs for oxygenation.
The atria and ventricles communicated with each other via valves called tricuspid valve
in right heart and mitral valve in left heart.
Normally, blood floes in one direction without any backflow.
Any abnormality of the valves will cause backflow.
This is exactly what is happening with your valves but the regurgitation or backflow is mild, so no symptoms will be produced.
Secondily, there is sclerotic sub aortic valve
is stiffening of the valves.
Currently it is asymtomatic.
All these changes are age related and not any disease process.
Thanks and take care.
Dr Shailja P Wahal