Welcome to healthcare magic forum
Thank you for your query.
I understand your concern regarding your skin problem
I am dr Gaurav patel ,dermatologist and will answer your query.
It look like you have intertrigo
It is very common in hot ,humid area that tends to rub
You need to keep area dry and clean
Triple combination cream will help you ,but you need to consult dermatologist
first as there is chance of fungal infection
There is nothing to worry.
I hope I answered your question.
Let me know if you have any further query.