Its a clear cut auditory hallucination
we usually called is as second person auditory hallucination.
which is one of the most important findind of schizophrenia
.though we need some other finding to stamped is as schizophrenia.
So please urgently go to a psychiatrist
with your family member.the doctor
will take your history and decide wheather you are suffering by schizophrenia.
remember nowadays there are excellent drugs to control hallucination and also remember as you have auditory hallucination you have almost 60-70% chance of schizophrenia and also remember nowadays it is proved that in schizophrenia permanent brain damage occur which progress as time goes.
SO being a psychiatrist my opinion to u is to rush to a psychiatrist